Part E. Student Loan Debts

Please list below all Student Loan debts that you owe OR that creditors claim you owe.


Type of Debt

Creditor Information:

Codebtor

Do you dispute the debt?

Office Use Only

Student Loan

1. Amount Owed (amount of claim):


2. Creditor Name and Address:







3. Account Number, if any:


4. Date/range of dates when debt was incurred:



5. Contact person's name and address if different:



6. Any additional information about the debt:



Is there a codebtor or cosigner on this loan?


No


Yes

If yes, please provide name and address:







No


Yes


Student Loan

1. Amount Owed (amount of claim):


2. Creditor Name and Address:







3. Account Number, if any:


4. Date/range of dates when debt was incurred:



5. Contact person's name and address if different:



6. Any additional information about the debt:



Is there a codebtor or cosigner on this loan?


No


Yes

If yes, please provide name and address:







No


Yes


Student Loan

1. Amount Owed (amount of claim):


2. Creditor Name and Address:







3. Account Number, if any:


4. Date/range of dates when debt was incurred:



5. Contact person's name and address if different:



6. Any additional information about the debt:



Is there a codebtor or cosigner on this loan?


No


Yes

If yes, please provide name and address:







No


Yes


Student Loan

1. Amount Owed (amount of claim):


2. Creditor Name and Address:







3. Account Number, if any:


4. Date/range of dates when debt was incurred:



5. Contact person's name and address if different:



6. Any additional information about the debt:



Is there a codebtor or cosigner on this loan?


No


Yes

If yes, please provide name and address:







No


Yes




Part F. Other Debts

Please list below all debts not listed above that you owe OR that creditors claim you owe.


Please Describe the Type of Debt

(i.e. unpaid rent, alimony or child support, service fees, other bank loans, personal loans, or enter a description of your own.)

Creditor Information:

Codebtor

Do you dispute the debt?

Office Use Only

Describe:

1. Amount Owed (amount of claim):


2. Creditor Name and Address:






3. Account Number, if any:


4. Date/range of dates when debt was incurred:



5. Contact person's name and address if different:



6. Any additional information about the debt:



Is there a codebtor or cosigner on this loan?


No


Yes

If yes, please provide name and address:







No


Yes


Describe:

1. Amount Owed (amount of claim):


2. Creditor Name and Address:






3. Account Number, if any:


4. Date/range of dates when debt was incurred:



5. Contact person's name and address if different:



6. Any additional information about the debt:



Is there a codebtor or cosigner on this loan?


No


Yes

If yes, please provide name and address:







No


Yes


Describe:

1. Amount Owed (amount of claim):


2. Creditor Name and Address:






3. Account Number, if any:


4. Date/range of dates when debt was incurred:



5. Contact person's name and address if different:



6. Any additional information about the debt:



Is there a codebtor or cosigner on this loan?


No


Yes

If yes, please provide name and address:







No


Yes


Describe:

1. Amount Owed (amount of claim):


2. Creditor Name and Address:






3. Account Number, if any:


4. Date/range of dates when debt was incurred:



5. Contact person's name and address if different:



6. Any additional information about the debt:



Is there a codebtor or cosigner on this loan?


No


Yes

If yes, please provide name and address:







No


Yes


Describe:

1. Amount Owed (amount of claim):


2. Creditor Name and Address:






3. Account Number, if any:


4. Date/range of dates when debt was incurred:



5. Contact person's name and address if different:



6. Any additional information about the debt:



Is there a codebtor or cosigner on this loan?


No


Yes

If yes, please provide name and address:







No


Yes


Describe:

1. Amount Owed (amount of claim):


2. Creditor Name and Address:






3. Account Number, if any:


4. Date/range of dates when debt was incurred:



5. Contact person's name and address if different:



6. Any additional information about the debt:



Is there a codebtor or cosigner on this loan?


No


Yes

If yes, please provide name and address:







No


Yes



Section 4 - Unexpired Leases and Contracts (Schedule G)

List below any leases or contracts that are still current that you are a party to. Include residential, car and business leases, and service or business contracts.


Nature and Description of Contract

Name and address of Other Party or Parties

Date that Contract Expires

Office Use Only






















































































Section 5 - Current Income

Part A. Marital Status and Dependents

Please select your current Marital Status:

Single

Married

Divorced

Separated

Widowed

Common Law

Unknown

Please list all dependents of you and your spouse with their age and relationship to you (if applicable).

                                                                                                                                                                                                        

                                                                                                                                                                                                        


Part B. Debtor's Employer Information

Name and Address of your employer:

                                                                                                                        

                                                                                                                        

                                                                                                                        

                                                                                                                        

How long have you been employed at this job:                                         

Occupation (please state job title or provide brief description):                                         


Second employer (if applicable):

Name and Address of your Second employer:

                                                                                                                        

                                                                                                                        

                                                                                                                        

                                                                                                                        

How long have you been employed at this second job:                                         

Occupation (please state job title or provide brief description):                                         

Notes:                                         


Part C. Joint Debtor's (Spouse's) Employer Information

Name and Address of your spouse's employer:

                                                                                                                        

                                                                                                                        

                                                                                                                        

                                                                                                                        

How long has spouse been employed at this job:                                         

Occupation (please state job title or provide brief description):                                         


Second employer (if applicable):

Name and Address of your spouse's Second employer:

                                                                                                                        

                                                                                                                        

                                                                                                                        

                                                                                                                        

How long has spouse been employed at this second job:                                         

Occupation (please state job title or provide brief description):                                         

Notes:                                         

Part D. Debtor's Wage Information

What is the gross amount of your paycheck, before taxes/other deductions are taken out?


How often do you get paid? once a week every two weeks

twice a month once a month other                                         


What is your estimated overtime pay per month?


How much is taken out of each paycheck for taxes and social security? (combined total)


How much is automatically deducted for insurance?


How much is deducted for union dues?


Other Deduction (describe):                                                                                                    


Other Deduction (describe):                                                                                                    


Other Deduction (describe):                                                                                                    


Do you receive income from business operations outside of your regular paycheck listed above?

No Yes

If yes, how much do you receive per month?


Do you receive income from real estate property outside of your regular paycheck listed above?

No Yes

If yes, how much do you receive per month?


Do you receive income from interest or dividends outside of your regular paycheck listed above?

No Yes

If yes, how much do you receive per month?


Do you receive income from alimony or family support payments for your use or for the care of your dependents?

No Yes

If yes, how much do you receive per month?


Do you receive social security payments or other forms of monetary government assistance?

No Yes

If yes, please describe:                                                                                                    

How much do you receive per month?


Do you receive other social security payments or other forms of monetary government assistance?

No Yes

If yes, please describe:                                                                                                    

How much do you receive per month?


Do you receive retirement or pension money?

No Yes

If yes, how much do you receive per month?


Do you have any other source of income not listed?

No Yes

If yes, please describe                                                                                                    

How much do you receive per month?


Do you have any other source of income not listed?

No Yes

If yes, please describe                                                                                                    

How much do you receive per month?


Are you expecting any increase or decrease in salary next year?

No Yes

If yes, please describe                                                                                                                                                                


Part E. Joint Debtor's (Spouse's) Wage Information

What is the gross amount of your paycheck, before taxes/other deductions are taken out?


How often do you get paid? once a week every two weeks

twice a month once a month other                                         


What is your estimated overtime pay per month?


How much is taken out of each paycheck for taxes and social security? (combined total)


How much is automatically deducted for insurance?


How much is deducted for union dues?


Other Deduction (describe):                                                                                                    


Other Deduction (describe):                                                                                                    


Other Deduction (describe):                                                                                                    


Do you receive income from business operations outside of your regular paycheck listed above?

No Yes

If yes, how much do you receive per month?


Do you receive income from real estate property outside of your regular paycheck listed above?

No Yes

If yes, how much do you receive per month?


Do you receive income from interest or dividends outside of your regular paycheck listed above?

No Yes

If yes, how much do you receive per month?


Do you receive income from alimony or family support payments for your use or for the care of your dependents?

No Yes

If yes, how much do you receive per month?


Do you receive social security payments or other forms of monetary government assistance?

No Yes

If yes, please describe:                                                                                                    

How much do you receive per month?


Do you receive other social security payments or other forms of monetary government assistance?

No Yes

If yes, please describe:                                                                                                    

How much do you receive per month?


Do you receive retirement or pension money?

No Yes

If yes, how much do you receive per month?


Do you have any other source of income not listed?

No Yes

If yes, please describe                                                                                                    

How much do you receive per month?


Do you have any other source of income not listed?

No Yes

If yes, please describe                                                                                                    

How much do you receive per month?


Are you expecting any increase or decrease in salary next year?

No Yes

If yes, please describe                                                                                                                                                                


Part F. Debtor's Current Monthly Income Calculation

Fill in your monthly income for the categories below in the column labeled "Month 1." If your income for one of the below categories varies from month to month, complete the below chart by entering in your income for all six months.


Month 1

(last month)

        /        

Month 2

(2 months ago)

        /        

Month 3

        /        

Month 4

        /        

Month 5

        /        

Month 6

        /        

For Office Use Only

Gross wages, salary, tips, bonuses, overtime, commissions.








Income from operation of business:

a. Gross Income

- b. Expenses

= c. Net Income.








Rent and other real property income::

a. Gross Income

- b. Expenses

= c. Net Income.








Interest, dividends, and royalties.









Pension and retirement income (NOT Social Security).








Regular contributions from others to the household expenses, including child support.








Unemployment Compensation.









Social Security income.









Other sources not already mentioned. Describe:













Part G. Joint Debtor's (Spouse's) Current Monthly Income Calculation

Fill in your monthly income for the categories below in the column labeled "Month 1." If your income for one of the below categories varies from month to month, complete the below chart by entering in your income for all six months.


Month 1

(last month)

        /        

Month 2

(2 months ago)

        /        

Month 3

        /        

Month 4

        /        

Month 5

        /        

Month 6

        /        

For Office Use Only

Gross wages, salary, tips, bonuses, overtime, commissions.








Income from operation of business:

a. Gross Income

- b. Expenses

= c. Net Income.








Rent and other real property income::

a. Gross Income

- b. Expenses

= c. Net Income.








Interest, dividends, and royalties.









Pension and retirement income (NOT Social Security).








Regular contributions from others to the household expenses, including child support.








Unemployment Compensation.









Social Security income.









Other sources not already mentioned. Describe:













Section 6 - Current Expenses


Do you and your spouse live separately and maintain separate households? No Yes. If yes, please let your attorney know and they will have to provide you with an additional copy of this section to detail the expenses for the completely separate household.


The following questions ask for your expenses each month. If you are unsure of the amount you pay each month, but know the amount for a different period (per week, per day, every 2 months, etc.), write in the amount and the frequency that you pay the amount.


Indicate how much you pay for each item each month:

1.

Rent or Home Mortgage: $



Does that amount include real estate taxes: No Yes



Does that amount include property insurance: No Yes


2.

Utilities:



a. Electricity and heating fuel: $



b. Water and sewer: $



c. Telephone service/long distance: $



d. Do you have any other utility bills? If yes, describe and enter monthly amount below:




$




$




$


3.

Home maintenance (including repairs and upkeep): $


4.

Food: $


5.

Clothing: $


6.

Laundry and dry cleaning: $


7.

Medical and dental expenses: $


8.

Transportation (do NOT include car payments): $


9.

Recreation and entertainment: $


10.

Charitable contributions: $


11.

Insurance NOT deducted from wages or included in home mortgage payments:



a. Homeowner’s or renter’s insurance: $



b. Life insurance: $



c. Health insurance: $



d. Auto insurance: $



e. Other insurance (describe and list monthly amount):




$




$




$


12.

Tax bills NOT deducted from wages or included in home mortgage payments:




$




$




$



13.

Installment payments for car, furniture, etc. (Describe):




$




$




$




$




$




$


14.

Alimony, maintenance and support paid to others: $


15.

Payments for support of additional dependents not living at your home: $


16.

Regular expenses from operation of business, profession or farm: $


17.

Other expenses (Describe): (please see "Additional Expenses" below before putting anything here)




$




$




$




$




$




$


19.

Describe any increase or decrease in expenses you expect to occur within the next year?






Due to the nature of the Federal Bankruptcy forms there is a special separate category of expenses that needs to be filled out with some unusual numbering. Please ignore the numbering and fill out everything that you can below:


26. or 31.

Additional Expenses (707(b)Expenses for Form 22)

Mandatory payroll deductions not already listed:




$




$




$


28. or 33.

Court ordered payments not already listed:




$




$




$


29. or 34.

Education for employment or for a physically or mentally challenged child: $


30. or 35.

Child care (baby sitting, day care, nursery & preschool, etc.): $


34b. or 39b.

Disability Insurance (if not listed above): $


34c. or 39c.

Health Savings Account: $


35. or 40.

Care for elderly, chronically ill or disabled family members: $


36. or 41.

Protection from family violence: $


38. or 43.

Education expense for your children under 18: $


55. (c13's)

Non-mandatory contributions to retirement accounts (including loan repayments):




$




$




$



Section 7 - Statement of Financial Affairs

If you are filing jointly with your spouse, include information about both you and your spouse. If you know that you are filing under chapter 12 or 13, and you are married and not separated, you must provide information about your spouse even if you are not filing jointly.

If you have no information to report for a question, check the "NONE" box.


1. Income from employment or operation of business

State your gross income from employment or operation of a business: If you have not received an income from employment during the two years immediately preceding this calendar year, check this box:

NONE

Debtor


Period


Dollar Amount

you were paid


Source (i.e. employer name or business name)

January 1 of this year through date of commencement of case





Last year (January 1 - December 31)





The year before last (January 1 - December 31)






Joint Debtor or Spouse (if applicable)


Period


Dollar Amount

you were paid


Source (i.e. employer name or business name )

January 1 of this year through date of commencement of case





Last year (January 1 - December 31)





The year before last (January 1 - December 31)






2. Income other than from employment or operation of business

State the amount of income received other than from employment or operation of business during the two years immediately preceding the commencement of this case:

NONE

Debtor


Period


Dollar Amount

you were paid



Source

During the last year





Year before last






Joint Debtor or Spouse (if applicable)


Period


Dollar Amount

you were paid



Source

During the last year





Year before last






3. Payments to creditors

a. If your debts are primarily consumer debts (i.e. non-business), list all payments totaling over $600 made within the last 90 days on loans, installment purchases of goods or services, and other debts. Indicate with an asterisk (*) any payments that were made on account of a domestic support obligation(i.e. alimony, child support, etc.) or that were made as part of an alternative repayment plan.

NONE


Name and Address of Creditor



Dates of Payments



Amount Paid



Amount Still Owed























b. If your debts are primarily non-consumer debts (i.e. business), list all payments totaling over $5,475 made within the last 90 days to any creditor.

NONE


Name and Address of Creditor



Dates of Payments



Amount Paid



Amount Still Owed






















c. All debtors, list all payments made within one year to any "insider" or for the benefit of any "insider". ("Insiders" include your relatives, your business partners and their relatives, your corporations, or your affiliates.)

NONE


Name and Address of Creditor / Relationship to Debtor



Dates of Payments



Amount Paid



Amount Still Owed














4. Suits, executions, garnishments and attachments

a. List all suits and administrative proceedings to which you are or were a party within one year preceding the filing of this case.

NONE


Caption of Suit and Case Number



Nature of Proceeding



Court or Agency and Location



Status or Disposition













b. Describe all property that has been garnished, seized, or attached under any legal or equitable process within one year immediately preceding the commencement of this case.

NONE


Name and Address of Person/Company for Whom the Property was Seized (Creditor)




Date of Seizure



Description and Value of Property











5. Repossessions, foreclosures, and returns

List all property that has been repossessed by a creditor, sold at a foreclosure sale, transferred through a deed in lieu of foreclosure, or returned to the seller, within one year immediately preceding the commencement of this case.

NONE


Name and Address of Creditor




Date of Repossesion Foreclosure, Transfer or Return



Description and Value of Property











6. Assignments and receiverships

a. Describe any assignment of property for the benefit of creditors made within 120 days immediately preceding the commencement of this case.

NONE


Name and Address of Assignee




Date of Assignment



Terms of Assignment/Settlement











b. List all property which has been in the hands of a custodian, receiver, or court-appointed official within one year immediately preceding the commencement of this case.

NONE


Name and Address of Custodian



Name and location of Court, Caste Title and Number



Date of Order



Description and Value of Property













7. Gifts

List all gifts or charitable contributions made within one year immediately preceding the commencement of this case except ordinary and usual gifts to family members aggregating less than $200 in value per individual family member and charitable contributions aggregating less than $100 per recipient.

NONE


Name and Address of Recipient



Relationship to You, if Any



Date of Gift



Description and Value of Gift













8. Losses

List all losses from fire, theft, gambling or other casualty within one year immediately preceding the commencement of this case or since the commencement of this case.

NONE


Description and Value of Property




Description of Circumstances and Amount Covered by Insurance, if Any



Date of Loss











9. Payments related to debt counseling or bankruptcy

List all payments made or property transferred by or on behalf of the debtor to any persons, including attorneys, for consultation concerning debt consultation, relief under the bankruptcy law or preparation of the petition in bankruptcy within one year immediately preceding the commencement of this case.

NONE


Name and Address of Payee



Date of Payment



Name of Person Who Paid, if Not You



Amount of Money/Description and Value of Property













10. Other transfers (including sale of your property)

a. List all other property, other than property transferred in your ordinary course of business or financial affairs, transferred either absolutely or as a security within two years immediately preceding the commencement of this case

NONE


Name and Address of Transferee / Relationship to Debtor



Date of Transfer



Description of Property and Value Received










b. List all property you transferred within 10 years immediately preceding the commencement of this case to a self-settled trust, or a similar device of which you are the beneficiary.


Name of Trust or Similar Device



Date of Transfer



Amount of Money or Description and Value of Property or Interest











11. Closed financial accounts

List all financial accounts and instruments held in your name or for your benefit which were closed, sold, or otherwise transferred within one year immediately preceding the commencement of this case.

NONE


Name and Address of Institution



Type and Number of Account & Final Balance



Amount and Date of Sale or Closing











12. Safe deposit boxes

List each safe deposit or other box or depository in which you have or have had securities, cash, or other valuables within one year immediately preceding commencement of this case.

NONE


Name and Address of Bank or Other Depository



Name and Address of those with Access to Box or Depository



Description of Contents



Date of Transfer, if any













13.. Setoffs

List all setoffs made by any creditor, including a bank, against a debt or deposit of yours within 90 days preceding the commencement of this case.

NONE


Name and Address of Creditor



Date of Setoff



Amount of Setoff











14. Property held for another person

List all property that you hold or control that is owned by another person.

NONE


Name and Address of Owner



Description and Value of Property



Location of Property











15. Prior address of debtor

If you have moved within the three years immediately preceding the commencement of this case, list all residences during the last three years, excluding your present address.

NONE


Address



Your Name at the Time



Dates of Occupancy











16. Spouses and Former Spouses

If you reside or resided in a community property state, commonwealth, or territory(including Alaska, Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Puerto Rico, Texas, Washington, or Wisconsin) within the eight-year period immediately preceding the commencement of the case, identify the name of your spouse and of any former spouse who resides or resided with you in the community property state.

NONE


Name









17. Environmental Information

For the purpose of this question, the following definitions apply:

"Environmental Law" means any federal, state, or local statue or regulation regulating pollution, contamination, releases of hazardous or toxic substances, wastes or material into the air, land, soil surface water, ground water, or other medium, including, but not limited to, statutes or regulations regulating the cleanup of these substances, wastes, or material.

"Site" means any location, facility , or property as defined under any Environmental Law, whether or not presently or formerly owned or operated by the debtor, including, but not limited to, disposal sites.

"Hazardous Material" means anything defined as a hazardous waste, hazardous substance, toxic substance, hazardous material, pollutant, or contaminant or similar term under an Environmental Law.

a. List the name and address of every site for which you received notice in writing by a governmental unit that it may be liable or potentially liable under or in violation of an Environmental Law. Indicates the governmental unit, the date of the notice, and, if known, the Environmental Law.

NONE


Site Name and Address



Name and Address of Governmental Unit



Date of Notice



Environmental Law













b. List the name and address of every site for which you provided notice to a governmental unit of a release of Hazardous Material. Indicate the governmental unit to which the notice was sent and the date of the notice.

NONE


Site Name and Address



Name and Address of Governmental Unit



Date of Notice



Environmental Law













c. List all judicial or administrative proceedings, including settlements or orders, under any Environmental Law with respect to which you are or were a party. Indicate the name and address of the governmental unit that is or was a party to the proceeding, and the docket number.

NONE


Name and Address of Governmental Unit



Docket Number



Status or Disposition











18. Nature, location and name of business

a. If the debtor is an individual, list the names, addresses, taxpayer identification numbers, nature of the businesses, and beginning and ending dates of all businesses in which the debtor was an officer, director, partner, or managing executive of a corporation, partnership, sole partnership, or was a self-employed professional within the six years immediately preceding the commencement of this case, or in which the debtor owned 5 percent or more of the voting or equity securities within the six years immediately preceding the commencement of this case.

If the debtor is a partnership, list the names, addresses, taxpayer identification numbers, nature of the businesses, and beginning and ending dates of all businesses in which the debtor was a partner or owned 5 percent or more of the voting or equity securities within the six years immediately preceding the commencement of this case.

NONE


Name



Taxpayer I.D. Number(EIN)



Address



Nature of Business



Beginning and End Dates of Operation















b. Identify any business listed in response to subdivision a., above, that is "single asset real estate" as define in 11 U.S.C. § 101.

NONE


Name



Address






The following questions, #19-25, are only to be answered if you are a corporation or partnership of if you have been, in the six years immediately preceding this case, an officer, director, managing executive, or owner of more than 5% of the voting securities of the corporation; a partner, other than a limited partner, of a partnership; a sole proprietor, or otherwise self-employed.



19. Books, records, and financial statements

a. List all bookkeepers and accountants who, within the two years immediately preceding the filing of this bankruptcy case, kept or supervised the keeping of books of account and records.

NONE


Name and Address



Dates Services Rendered









b. List all firms or individuals who, within the two years immediately preceding the filing of this bankruptcy case, have audited the books of account and records, or prepared a financial statement of the debtor.

NONE


Name



Address



Dates Services Rendered











c. List all firms or individuals who, at the time of the commencement of this case, were in possession of your books of account and records. If the records are not available, explain.

NONE


Name and Address



Comments









d. List all financial institutions, creditors and other parties, including mercantile and trade agencies, to whom a financial statement was issued by the debtor within two years immediately preceding the commencement of this case.

NONE


Name and Address



Dates Issued









20. Inventories

a. List the dates of the last two inventories taken of your property, the name of the person who supervised the taking of each inventory, and the dollar amount and basis of each inventory.

NONE


Date of Inventory



Inventory Supervisor



Dollar Amount of Inventory (specify cost, market, or other basis)











b. List the name and address of the person possessing the records of each of the two inventories reported in a.) above.

NONE


Date of Inventory



Name and Address of Custodian of Inventory Records









21. Current partners, officers, directors, and shareholders

a. If your business is a partnership, list the nature and percentage of partnership interest of each member of the partnership.

NONE


Name and Address



Nature of Interest



Percentage of Interest











b. If your business is a corporation, list all officers and directors of the corporation, and each stockholder who directly or indirectly own, controls, or holds 5% or more of the voting securities of the corporation.

NONE


Name and Address



Title



Nature and Percentage of Stock Ownership











22. Former partners, officers, directors and shareholders

a. If your business is a partnership, list each member who withdrew from the partnership within one year immediately preceding the commencement of this case.

NONE


Name and Address



Date of Withdrawal









b. If your business is a corporation, list all officers or directors whose relationship with the corporation terminated within one year immediately preceding the commencement of this case.

NONE


Name and Address



Title



Date of Termination











23. Withdrawals from a partnership or distributions by a corporation

If your business is a partnership or corporation, list all withdrawals or distributions credited or given to an insider, including compensation in any form, bonuses, loans, stock redemptions, options exercised and any other perquisite during one year immediately preceding the commencement of this case.

NONE


Name and Address of Recipient, and Relationship to You



Date and Purpose of Withdrawal



Amount of Money or Description and Value of Property











24. Tax Consolidation Group.

If the debtor is a corporation, list the name and federal taxpayer identification number of the parent corporation of any consolidated group for tax purposes of which the debtor has been a member at any time within the six-year period immediately preceding the commencement of the case.

NONE


Name of Parent Corporation



Taxpayer Identification Number









25. Pension Funds

If the debtor is not an individual, list the name and federal taxpayer identification number of any pension fund to which the debtor, as an employer, has been responsible for contributing at any time within the six-year period immediately preceding the commencement of the case.

NONE


Name of Pension Fund



Taxpayer Identification Number